Louis DeNicola

When you use your credit card more often—say, during a pandemic when you need help covering expenses or simply don’t want to handle cash—you may notice an unpleasant side effect: Your credit scores take a hit.

Louis DeNicola is a freelance writer who specializes in consumer credit, finance, and fraud. He has several consumer credit-related certifications and works with various lenders, publishers, credit bureaus, Fortune 500s, and FinTech startups. Outside of work, you can often find Louis at his local climbing gym or cooking up a storm in the kitchen.

My author page on Money Management International

My author page on Funding Circle